Credit Card Benefits

The Debenhams Credit Card is a convenient way to pay for all your purchases - both at Debenhams and at 24 million places worldwide^. What’s more, you’ll collect Reward Points every time you use it!

• Open an account online and receive a £20 Debenhams Voucher** with your card 8-10 days after your application has been successful.

As a Debenhams Credit Card holder you’ll also receive these fantastic cardholder benefits...

• Earn Debenhams Reward Vouchers*

Earn points every time you shop with your Debenhams Credit Card which we’ll convert into reward vouchers for you to treat yourself in store. Loyalty Rewards - find out more.

• 10% off in our cafés and restaurants*

Treat yourself to something delicious in one of our restaurants or cafés and save 10% every time you pay with your Debenhams Credit Card.

• FREE gifts and treats

Look out for free gifts, treats, refreshments, goodie bags, prize draws and more at special events throughout the year.

• Invitations to special shopping events

Receive invitations to cardholder only special events where you can claim exclusive discounts and other exciting offers reserved for Credit Card holders.

• 0% p.a. on balance transfers for 12 months*

Looking for a great balance transfer offer on a Credit Card? (2.99% fee applies)

  † The interest rates and credit limit which apply to you will depend on our assessment of your application.

•  Interest free credit

Receive up to 56 days interest free credit on Credit Card purchases.

• No quibble returns*

If you need to return something, there’s no problem. You can get a full refund on purchases made with your Debenhams Credit Card, including sale items.

• FREE additional card*

You can get a second card for a partner or family member so they can share your special Credit Card benefits. You'll be responsible for all use and payments of the card by the additional cardholder. (Existing cardholders can apply by calling 0871 522 5050**. Calls cost 10p per minute plus network extras. Calls may be recorded and monitored for training and security purposes.)

• FREE active fraud monitoring protection

If there is a suspicion that your Credit Card is being used fraudulently we’ll contact you as soon as possible.

• FREE online purchases guarantee

If your Credit Card is used unscrupulously on the web you won’t be held liable.

• Cash Advances*

If you need some cash and don’t have time to get to the bank don’t panic! You can use your Debenhams Credit Card to get cash advances at till points in store. (fee applies)